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Arrived home tonight to find the two envelopes from insurer - renewal time. Oh Dear - lots in news about rising rates etc. Put them on table whilst I took dogs out and had supper - putting off opening them. Opened them after tea - prepared for the worst - shock................... BMW 528 - Was £625 pa - new renewal premium £480 pa inc DD fee Volvo 850 - Was £295pa - new renewal premium £295 pa inc DD fee This is now second year that I have actually seen premia go down rather than up - I have protected maximum no claims and expect to see it rise a bit because general prices are rising, but clearly not in this little oasis in Renfrewshire. In addition I haven't written off an old Volvo on black ice for 2 years and 3 months now. Year before last insurer did try to hit us with a rise so we priced up on comparison websites and they matched prices and since then we've had a drop in costs each year. Perhaps at 48 I'm becoming "old" in the view of the insurers - funny I still feel like I'm 18. I think I drive better though. Are there other sensible drivers out there seeing their policies getting cheaper? Nick

im currently insured with admiral and to renew my insurance on my new toy 528i msport they want too much!!! so i did the meerkat option and surprisingly got some cheapish quotes for fuly comp,cheapest being swift cover quoting 200 quid for the year!!!!anyone any thoughts or advice....cheers

Yeah I defo will give them a call even out if courtesy as them being on here and you never know jethro could work out for both parties. I just thought the quote I got was took good to be true.