Steve

hi mate looks a bit more than a sponge has done that. is it on both sides??

its good you re asking and not rushing in to it. a lot of people vision a new car on the drive. If you are thinking of getting a new car then paying the balloon off and selling the car privately will save you money, you can repay the money used to pay off the baloon so you can then buy a new car with a bigger deposit and pay the new insurance etc. Also, don't buy new, 2021 /2022 means you may only pay the 620 for around one year then comes down to 195 after that.. every time i have bought new i have lost 10-20k, so just buy a nice used car with low miles. The above is not financial advice, just something i would do. 😉

She passed the MOT ok trev?

history and good old gut feeling. Condition and loads of history with money no object kind of ownership. What i do with cars with expensive parts is i build up a car slush fund, over time you can dip in to the slush fund to maintain it. Build up the car slush fund to a level that if anything bad happens u can cover a big chunk of it. Like a personal warranty where the money is in your bank and not a warranty / dealers bank account.

used to be really busy until we got bullied by the big boys as we were stepping on their toes. Little man vs goliath 🙂

mental

hey welcome to the club Paul

welcome to the club mate

welcome to to the club mate

welcome to the club mate

welcome to the club mate :)