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Insurance Loss Categories

A quick run down of what Cat A/B/C/D means to the public

* Category A - Must be crushed. All of it. Severely damaged, total burnout or flood damage(The cars involved in the Boscastle Floods) with no serviceable parts, or already a stripped out shell. DVLA will require a Notification of Destruction.

* Category B - Vehicle may not be returned to road but parts may be sold. will have been damaged beyond economical repair, usually with major structural damage(Roll over damage A/B/C post affected). The DVLA will require Notification of Destruction but parts can be removed and sold on.

* Category C - Repairable. Significant damage. Cost of the repair is more than book value of vehicle at dealer rate(Or the car needs to be put on a JIG etc). Once repaired the car will need a VIC check, Vehicle will have to be repaired/new MOT only then can it be trailer to a VIC station where the DVLA will charge around £80 to check the I.D of the car, not the quality of the repairs. The V5 will ALWAYS state that the vehicle has been involved in a serious accident this cannot be removed from the V5.

* Category D - Repairable. Probably non-structural damage. Borderline if economic to repair.(Panel damage on cars over 8 years old)

A good example of the of this is my little Bonnet Up experience a few weeks where the bonnet/roof and W/screen need replacing however the structure of the car was not affected.

* Category X - Repairable. Minor Damage( Flood Damage/Stolen with keys etc)

Category C/D/X can be retained buy our clients under the salvage scheme, Cat A/B would be difficult for them to hold on to.

However, If any car is exported and then re-imported the DVLA see it as a new vehicle to the UK so the Cat A/B/C/D Marker would be lifted and would not show on any vehicle checks etc

Any questions I will be more than happy to help







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